Important Elder Law Numbers: Updated for January 1, 2026
| Supplemental Security Income (SSI) Benefit Standards |
| Eligible Individual |
$994/month |
| Eligible Couple |
$1,491/month |
| Medicaid (Oregon) |
| Asset limit for Medicaid recipient |
$2,000 |
| Burial account limit |
$1,500 |
| Long Term Care Income Cap |
$2,982/month |
| Community Spouse Minimum Resource Standard |
$32,532 |
| Community Spouse Maximum Resource Standard |
$162,660 |
| Community Spouse Minimum Monthly Allowance Standard (MMMNA) |
$2,643.75 /month |
| Community Spouse Maximum Monthly Allowance |
$4,066.50/month |
| Excess Shelter Allowance |
Amount Above $793.13/month |
| SNAP Utility Allowance Used to Figure Excess Shelter Allowance |
$515/month |
| Personal needs allowance in nursing home (Note: for some veterans, the personal needs allowance is $90/month.) |
$81.28/month |
| Personal needs allowance in community-based care |
$221/month |
| Room & board rate for waivered community-based care facilities |
$773/month |
| OSIP Maintenance Standard for person receiving in-home services |
$1,494month
SSI ony: $1,016/month |
| Average Private Pay Rate for Calculating Ineligibility for Transfer of Assets at less than Fair Market Value after October 1, 2024 |
$14,585/month |
| Home equity limit for an individual |
$752,000 |
| OREGON ABLE SAVINGS PLAN |
|
| ABLE account contributions for 2026 are capped at $20,000. The beneficiary can also contribute an additional amount that is the lesser of the beneficiary’s compensation for the tax year or $15,650 (continental US). |
MEDICARE
|
| Hospital Part A deductible per illness spell |
$1,736 |
| Skilled nursing facility co-insurance for days 21–100 |
$217/day |
| Part B premium |
$202.90/month |
|
(Part B premium is higher if adjusted gross income is more than $109,000 single or $218,000 joint return) |
| Part B deductible |
$283/year |
| Part D Premium |
Varies by plan |
|
